Terms of Services
Effective Date: March 09, 2025
Welcome to GlimMarket. This page explains the terms and conditions that apply when you use our website, tools, insights, and any other content published on www.glimmarket.com (the “Site”). Please read this page carefully. By using our Site, you agree to these Terms of Use.
If you don’t agree with any of these terms, we recommend that you stop using the Site. Your continued use means you’ve accepted everything outlined below.
General Terms & Use of Our Services
Who We Are
GlimMarket is a digital platform focused on providing educational content, tools, calculators, templates, and market insights related to personal finance and business finance. We are currently not affiliated with financial product providers, nor do we act as a broker, lender, or financial institution.
As we grow, we may expand our offerings and enter into partnerships or affiliations. This Terms of Use page will be updated to reflect such changes.
Your Use of GlimMarket
By using our Site, you agree to:
- Use the Site only for lawful purposes
- Not use the Site to infringe or violate the rights of others
- Not reproduce, modify, distribute, or republish any content without written permission from GlimMarket
- Not interfere with the proper working of the Site or attempt to access any restricted areas without authorization
You are responsible for your own internet connection, device compatibility, and compliance with any local laws when accessing our content or tools.
Content and Information Provided
All content on GlimMarket, including but not limited to articles, guides, calculators, templates, charts, market insights, illustrations, and examples, is provided for informational and educational purposes only.
We strive to keep all information accurate, up to date, and helpful, but we do not guarantee the accuracy, completeness, or relevance of any information provided on the Site. The financial landscape is constantly evolving, and we recommend verifying information with official providers or consulting a licensed financial professional when making important decisions.
Not Financial Advice
The information on this Site should not be considered financial, legal, investment, or tax advice. GlimMarket is not a financial institution, and our content is not intended to replace the guidance of qualified professionals.
Use of our tools, calculators, or insights does not create a client relationship with GlimMarket. Any actions taken based on the information on this Site are done at your own discretion and risk.
Intellectual Property
Everything on GlimMarket, including the name, logo, design, layout, images, written content, tools, and original features, is protected by copyright, trademark, and other intellectual property laws. You may not copy, reuse, or reproduce our content without our express written permission, except as permitted under applicable law.
Personal, non-commercial use is allowed, but redistribution or republication for commercial purposes is not.
Third-Party Links & Illustrative Content
Our content may occasionally include examples of products, lenders, or financial strategies for illustrative purposes only. These are not endorsements, partnerships, or formal associations.
We may also link to third-party websites or resources. These links are provided for your convenience, but GlimMarket has no control over and is not responsible for their content, accuracy, or policies. You use those sites at your own risk.
Responsibilities, Limitations, and Disclaimers
Your Responsibilities
When using GlimMarket, you agree that you are solely responsible for:
- How you interpret and use the information and tools we provide
- Any decisions you make based on our calculators, templates, or articles
- Ensuring that any information you submit to us is accurate and lawful
We do not review or verify any data you may enter into our calculators or download into templates. These are self-serve resources intended to support learning and exploration, not personalized recommendations.
If you choose to act on any financial or business information from GlimMarket, we encourage you to consult with a licensed advisor or relevant professional before making decisions.
Availability of the Site and Its Content
We aim to keep GlimMarket available, responsive, and regularly updated, but we can’t guarantee uninterrupted access. The Site and its content may be changed, updated, limited, or discontinued at any time, without prior notice.
We also do not guarantee that the Site or any of its components (tools, calculators, downloads, content blocks) will be free of errors, bugs, or downtime.
From time to time, we may restrict access to parts of the Site for maintenance or improvements.
Use of Tools, Calculators, and Downloads
GlimMarket offers online tools and downloadable resources like spreadsheets, calculators, and templates. These are intended to help you understand financial concepts or model different scenarios for personal and business use.
However:
- The outputs are only as accurate as the data you input
- Results are not a promise, forecast, or guarantee of actual performance or financial outcome
- Tools do not factor in your full financial situation or goals
- Downloads are provided “as is” without support or updates
These resources are designed to be starting points, not final answers. You’re encouraged to adapt them carefully and seek expert input where needed.
No Warranties
GlimMarket is provided on an “as is” and “as available” basis.
To the fullest extent allowed by law, we make no warranties, express or implied, about:
- The completeness, accuracy, or reliability of any information on the Site
- The suitability or effectiveness of our calculators, guides, templates, or content
- Any errors or omissions that may appear
- Whether access will be secure or uninterrupted
- Whether results or outputs from our tools will be applicable or beneficial to your personal or business situation
You use the Site at your own discretion and risk.
Limitation of Liability
To the extent permitted by law, GlimMarket and its owners, contributors, advisors, and team members shall not be liable for any damages arising out of or in connection with your use of the Site or its content.
This includes (but is not limited to):
- Direct or indirect losses
- Lost profits or missed opportunities
- Business interruption or data loss
- Errors in financial decisions based on our content or tools
- Use or misuse of downloads or third-party links
You agree to hold GlimMarket harmless in any disputes related to content accuracy, tool functionality, or decisions influenced by our platform.
Changes to These Terms
These Terms of Use may be updated from time to time to reflect changes in our platform, features, policies, or legal requirements.
If changes are material, we’ll update the “Last Updated” date at the top of the page. We recommend reviewing this page periodically to stay informed of your rights and responsibilities.
Continued use of GlimMarket after any changes to these terms means you accept the revised version.
Legal Matters, Termination, and Miscellaneous
Governing Law and Jurisdiction
These Terms of Use, and any dispute arising out of or relating to your use of GlimMarket, are governed by and interpreted under the laws of the State of Delaware, United States, without regard to conflict of law principles.
You agree that any legal action, claim, or dispute must be filed in the courts located in Delaware. By using this Site, you consent to the personal jurisdiction of these courts for the purpose of resolving any such matters.
Termination of Access
We reserve the right to suspend or terminate your access to the Site at any time, for any reason, including, but not limited to, violation of these Terms of Use.
You may also stop using the Site at any time. These terms will continue to apply even after your use ends, especially sections related to intellectual property, disclaimers, and limitations of liability.
Feedback and Submissions
We welcome feedback, ideas, and suggestions to improve GlimMarket. If you submit any content, whether it’s a message, suggestion, calculator improvement, or template design, you agree that:
- We’re free to use, modify, or incorporate your input without any obligation to you
- Your submission is your own original work and doesn’t infringe on anyone else’s rights
- You’re not owed compensation or credit unless agreed in writing
We appreciate all contributions, but we can’t promise to respond to or act on every submission.
Entire Agreement
These Terms of Use, along with our Privacy Policy and Disclaimers, represent the full agreement between you and GlimMarket regarding the use of this Site.
Any other communications, oral or written, do not override or modify these terms unless formally agreed by us in writing.
No Waiver
If we choose not to enforce any part of these Terms at any point, it doesn’t mean we’ve waived our right to enforce that or any other part in the future.
Severability
If any part of these Terms is found to be unlawful or unenforceable, that part will be limited or removed to the extent necessary, and the rest of the Terms will remain in full force.
Contact Us
If you have questions about these Terms of Use or need clarification on anything we’ve covered here, feel free to reach out.
Email us at: legal@glimmarket.com
We believe in being transparent and responsive. We’re here to help you understand what you’re agreeing to, and we’re committed to building trust every step of the way.
Thanks for being part of GlimMarket
As we grow into the marketplace of the future, we’re committed to staying clear, accountable, and centered on long-term value, for every user and every partner.
